We are ZipTerm

Welcome to Zipterm, where we revolutionize B2B financing with innovative "Buy Now, Pay Later (BNPL) solutions. With Zipterm, you can choose flexible repayment terms of 30, 60, or 120 days, making it easier to manage your cash flow. Our goal is to eliminate financial barriers for importers and exporters, helping businesses thrive in today's fast-paced global marketplace.

Who We Are

Zipterm was founded by a team re-grouped from ABC DEPOT SUPPLY Chain, a leader in international logistics, warehousing fulfillment, and distribution in North America. With deep expertise in supply chain management and firsthand knowledge of industry challenges,

We recognized a major issue:

Importers are often required to pay 100% upfront to suppliers before selling their goods - a significant financial burden that limits growth opportunities.

This challenge inspired us to create Zipterm—a platform designed to provide flexible and innovative financing options that allow businesses to buy now and pay later with ease.

Our Mission

Our mission is to empower businesses worldwide to expand effortlessly. By providing financial flexibility and freedom, we help importers and exporters break down financial barriers, reduce the burden of upfront payments, improve cash flow, and scale effectively in global markets.

What We Offer

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FX and Cross-Border Payments

Transparent rates and fast processing, with payments as quick as the same day, making it easier to move money across borders.

B2B Payment Terms

Flexible financing options that eliminate upfront payment requirements, offering fast approvals, high approval rates, and low interest rates to help businesses grow confidently.

Why Choose Zipterm?

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Fast Approvals and High Limits

Get pre-approved in 24 hours with funding of up to $2 million at a time. If your business has been operating for more than a year, let's talk!

Tailored Solutions

We address the critical pain point of 100% upfront payments for importers and distributors, giving businesses more room to grow.

Global Reach

Supporting businesses across North America, Europe, China, and beyond.

Seamless Integrate

Whether you use e-commerce platforms, ERP systems, or accounting software like QuickBooks or Xero , our highly trained team ensures a smooth and efficient integration process.

10k+

Join Us on Our Journey

We more than just a fintech company-we're creating financial solutions that empower businesses to grow and succeed internationally. Together, let's eliminate financial barriers and build a future where businesses can thrive with ease.

Check our Open Jobs

For more job information:

Financial Project Financing Manager

3-5 years | Bachelor's Degree

China and the US

Full Time

APPLY →

Responsibilities:

Develop actionable brand promotion plans aligned with market strategy, including goals, channels, content, and budgets to enhance brand recognition and reputation.
Execute brand promotion activities, such as advertising campaigns, PR events, and media partnerships, ensuring timely and successful implementation.
Manage and maintain brand communication channels, such as social media, websites, and offline events, ensuring consistency and effectiveness while exploring new channels to expand brand reach.
Conduct regular market research to collect industry insights, competitor analysis, and consumer feedback, providing data-driven recommendations for decision-making.
Analyze market trends and consumer behavior to refine strategies and offer valuable input for business expansion and product improvements.
Monitor and address potential issues affecting brand reputation to maintain a positive image.
Build strong client relationships by understanding their needs and providing tailored services.
Maintain a customer database to support market analysis, product development, and sales strategies.
Develop and execute crisis management plans, ensuring effective responses to mitigate risks to the brand.
Collaborate with internal departments to align PR activities with overall business goals.

Qualifications:

Bachelor's degree or higher, with 5+ years of experience in marketing or public relations.
Familiarity with e-commerce, short video platforms, and the live-streaming industry; experience in large internet companies or financial media is a plus.
Creative thinker with excellent communication skills and a strategic mindset.
Experience with government relations and policy familiarity is an advantage.

Brand and Public Relations Specialist

3-5 years | Bachelor's Degree

China and the US

Part Time

APPLY →

Responsibilities:

Develop actionable brand promotion plans aligned with market strategy, including goals, channels, content, and budgets to enhance brand recognition and reputation.
Execute brand promotion activities, such as advertising campaigns, PR events, and media partnerships, ensuring timely and successful implementation.
Manage and maintain brand communication channels, such as social media, websites, and offline events, ensuring consistency and effectiveness while exploring new channels to expand brand reach.
Conduct regular market research to collect industry insights, competitor analysis, and consumer feedback, providing data-driven recommendations for decision-making.
Analyze market trends and consumer behavior to refine strategies and offer valuable input for business expansion and product improvements.
Monitor and address potential issues affecting brand reputation to maintain a positive image.
Build strong client relationships by understanding their needs and providing tailored services.
Maintain a customer database to support market analysis, product development, and sales strategies.
Develop and execute crisis management plans, ensuring effective responses to mitigate risks to the brand.
Collaborate with internal departments to align PR activities with overall business goals.

Qualifications:

Bachelor's degree or higher, with 5+ years of experience in marketing or public relations.
Familiarity with e-commerce, short video platforms, and the live-streaming industry; experience in large internet companies or financial media is a plus.
Creative thinker with excellent communication skills and a strategic mindset.
Experience with government relations and policy familiarity is an advantage.

General Manager – Factoring Company

3-5 years | Bachelor's Degree

China and the US

Full Time

APPLY →

Responsibilities:

Develop actionable brand promotion plans aligned with market strategy, including goals, channels, content, and budgets to enhance brand recognition and reputation.
Execute brand promotion activities, such as advertising campaigns, PR events, and media partnerships, ensuring timely and successful implementation.
Manage and maintain brand communication channels, such as social media, websites, and offline events, ensuring consistency and effectiveness while exploring new channels to expand brand reach.
Conduct regular market research to collect industry insights, competitor analysis, and consumer feedback, providing data-driven recommendations for decision-making.
Analyze market trends and consumer behavior to refine strategies and offer valuable input for business expansion and product improvements.
Monitor and address potential issues affecting brand reputation to maintain a positive image.
Build strong client relationships by understanding their needs and providing tailored services.
Maintain a customer database to support market analysis, product development, and sales strategies.
Develop and execute crisis management plans, ensuring effective responses to mitigate risks to the brand.
Collaborate with internal departments to align PR activities with overall business goals.

Qualifications:

Bachelor's degree or higher, with 5+ years of experience in marketing or public relations.
Familiarity with e-commerce, short video platforms, and the live-streaming industry; experience in large internet companies or financial media is a plus.
Creative thinker with excellent communication skills and a strategic mindset.
Experience with government relations and policy familiarity is an advantage.