Resources

Zipterm is a B2B financial services platform that provides businesses with cross-border payments, FX solutions, lending services, and e-wallet transactions. Our goal is to help businesses move money globally with efficiency and security.

Zipterm is designed for businesses involved in international trade, including importers, exporters, distributors, and service providers who need secure and cost-effective payment and lending solutions.

You can sign up by visiting https://zipterm.com and clicking “Login.” You will need to provide:

• Business registration documents
• Valid ID
• Bank account details for verification

Zipterm supports:

• Bank Transfers (Wire & ACH)
• Real-time payments (RTP)
• Multi-currency transactions
• Local settlement in major markets (USD, EUR, GBP, CNY, CAD, AUD, etc.)
• Bulk payments to multiple recipients

• Domestic payments: 1-2 business days
• International payments: 1-4 business days (depending on the currency and country)
• Instant payments: Available for eligible accounts

We offer transparent, market-day spot competitive pricing compared to banks. For exact fees, log in to your account and check our Pricing & Fees page.

Zipterm provides real-time FX rates with lower spreads than banks. You can:

• Lock in rates at the best available price
• Set up automatic conversions
• Hold multiple currencies in your Zipterm wallet

Yes, Zipterm allows businesses to set up automated recurring payments for suppliers, vendors, or employees.

Zipterm offers:

• Trade finance - Short-term financing for import/export transaction
• Invoice financing - Get paid upfront for your invoices
• Purchase order financing – Advance funding to fulfill large orders
• Business credit lines – Flexible credit for working capital
• Bulk payments to multiple recipients

You can apply directly through the Zipterm platform. Submit:

• Business documents
• Transaction history
• Financial statements

Approval typically takes 24-72 hours.

• Rates depend on creditworthiness, transaction volume, and loan type.
• Repayment terms range from 30 days to 12 months.

Zipterm offers competitive financing rates based on the loan amount:

• For financing under $2M → 2% service fee
• For financing between $2M - $10M → 1.5% service fee
• For financing over $10M → 1% service fee
• Daily interest rate: 0.03% - 0.06%

The total cost depends on loan duration and repayment schedule. Zipterm ensures transparent pricing with no hidden fees.

• Sign up & verify your business on Zipterm.
• Submit an application with financial details.
• Get approved within 24-72 hours (based on eligibility).
• Receive funds directly to your Zipterm wallet or supplier

Yes. Zipterm uses:

• Bank-level security
• Two-factor authentication (2FA)
• Encryption to protect transactions
• KYC/AML compliance to prevent fraud

For security reasons, Zipterm may review high-risk transactions. If flagged, you will receive a notification, and our compliance team may request additional information.

Yes, you can store and manage multiple currencies in your Zipterm e-wallet, allowing for quick conversions and transfers.

Yes. Zipterm offers API solutions for businesses to integrate payments, FX, and lending services into their own systems.

Yes, you can add team members with customized access levels (e.g., finance, admin, operations).